A workplace accident can result in several different injuries. However, several factors can change how an injured worker pursues compensation. In some situations, you go through your employer’s workers’ compensation insurance provider. However, in other cases, you may pursue a third-party liability lawsuit.
Understanding the differences between the two can help you seek compensation in the most effective way possible.
Workers’ Compensation Cases
Workers’ compensation cases cover injuries that you may suffer in the workplace because of an accident. Most employers throughout the state carry workers’ compensation insurance, and your claim goes through that provider for injuries you suffer at work.
If your own negligence or self-harm causes your injuries, it can impact your ability to file a workers’ compensation claim. You may be unable to obtain benefits for an injury that occurs while you are intoxicated or horse playing.
Third-Party Liability Claims
Third-party liability claims most often exist in cases where your injuries occur because of defective machinery or products. For instance, if a large machine breaks down during use or explodes and causes severe burns, it’s the manufacturer who may be responsible for the defect.
In these cases, you would take legal action against the third party, such as the manufacturer. You must show that the manufacturer created an error during manufacturing, designed the product dangerously, or failed to warn of a specific danger. It helps to have a lawyer show the evidence necessary to hold a third party accountable.
Our Los Angeles workers’ compensation attorneys at Barkhordarian Law Firm work to help you understand your rights and options. If you need dedicated legal counsel, trust that we will be by your side and give you a voice to pursue compensation and benefits when you need them most. We offer free consultations to provide you with answers and peace of mind.